*{box-sizing:border-box}body{margin:0;background:#f6f9fb;color:#152b3e;font:17px/1.7 system-ui,-apple-system,Segoe UI,sans-serif}a{color:#087f78}a:hover{text-decoration-thickness:2px}.wrap{max-width:1120px;margin:auto;padding:0 22px}header{background:#10283f;color:white}header a{color:white;text-decoration:none}header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-top:16px;padding-bottom:16px}.brand{font-weight:850;font-size:1.35rem;letter-spacing:-.04em}.brand span{color:#32d4be}nav{display:flex;gap:15px;flex-wrap:wrap;font-size:.89rem}main{min-height:65vh}.hero{background:#10283f;color:white;padding:65px 0}.hero h1{font-size:clamp(2.3rem,5vw,4.2rem);line-height:1.12;max-width:850px;margin:0 0 20px}.hero p{max-width:700px;color:#d1e4ee;font-size:1.15rem}.btn{display:inline-block;background:#12b8a6;color:#092d30!important;padding:12px 20px;border-radius:9px;font-weight:750;text-decoration:none;border:0;cursor:pointer}.btn:hover{background:#65dfd2}.outline{background:transparent;color:white!important;border:1px solid #8aa9b6}.section{padding:44px 0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:18px}.card,.article,.sidebar,.calc{background:white;border:1px solid #dae5e9;border-radius:14px;padding:24px}.card h3{margin:0 0 8px;line-height:1.3}.card p{margin:0 0 12px;color:#456071}.eyebrow{color:#008c7f;font-size:.83rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.article-layout{display:grid;grid-template-columns:minmax(0,730px) minmax(220px,1fr);gap:25px;align-items:start;padding-top:35px;padding-bottom:55px}.article h1{font-size:clamp(2rem,4vw,3rem);line-height:1.17;margin:10px 0 15px}.article h2{line-height:1.25;margin-top:36px}.article p,.article li{color:#334b5b}.article .intro{font-size:1.18rem;color:#233e50}.disclose{font-size:.86rem;background:#e8f5f2;padding:13px;border-left:4px solid #0d9b8d;border-radius:5px}.note{background:#f0f5f7;border-radius:10px;padding:17px}.sidebar{position:sticky;top:16px}.sidebar ul{padding-left:19px}.sidebar li{margin:10px 0}.breadcrumbs{font-size:.85rem;color:#516b78;margin-bottom:18px}.breadcrumbs a{color:#32687a}.cta{background:#10283f;color:white;padding:23px;border-radius:12px;margin:32px 0}.cta p{color:#d6e6eb}.source{font-size:.86rem}footer{background:#10283f;color:#c8d9e2;padding:38px 0}footer a{color:#c8d9e2}footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}label{display:block;font-weight:650;margin-top:12px}input{width:100%;padding:10px;border:1px solid #b7cbd1;border-radius:7px;font:inherit}output{font-weight:800;font-size:1.5rem;color:#087f78}.muted{color:#5b7380;font-size:.9rem}@media(max-width:780px){.article-layout{grid-template-columns:1fr}.sidebar{position:static}nav{gap:10px}.hero{padding:45px 0}.article,.sidebar{padding:20px}}
/* Responsive navigation and conversion controls */
.site-header{position:sticky;top:0;z-index:1000;box-shadow:0 2px 10px #061a2730}
.header-inner{display:flex;align-items:center;gap:18px;flex-wrap:nowrap!important}
.primary-nav{display:flex;align-items:center;gap:14px;flex:1;justify-content:flex-end}
.header-cta{white-space:nowrap;flex-shrink:0;font-size:.88rem;padding:9px 13px}
.menu-toggle{display:none;border:1px solid #78909e;background:transparent;color:#fff;border-radius:8px;padding:9px;cursor:pointer;width:43px;height:42px;flex-shrink:0}
.menu-toggle span{display:block;height:2px;background:#fff;margin:5px 0;border-radius:3px}
.site-sidebar{position:static!important;top:auto!important;align-self:start}
.sidebar-offer{margin-top:22px;padding-top:18px;border-top:1px solid #dae5e9}
.sidebar-offer h2{font-size:1.1rem;line-height:1.35;margin:0 0 8px}
.sidebar-offer p{font-size:.92rem;line-height:1.5}
.sidebar-offer small{display:block;font-size:.78rem;margin-top:9px;color:#526a76}
.mobile-bottom-cta{display:none}
.site-header .brand{white-space:nowrap}
.sitemap-group{margin:24px 0}.sitemap-group ul{columns:2;column-gap:35px}.sitemap-group li{break-inside:avoid;margin-bottom:8px}
@media(max-width:900px){
 .site-header{position:static;box-shadow:none}
 .header-inner{gap:9px;padding:11px 16px!important;justify-content:space-between!important}
 .site-header .brand{font-size:clamp(.92rem,3.4vw,1.2rem);letter-spacing:-.035em}
 .header-cta{padding:7px 9px;font-size:.75rem;margin-left:auto}
 .menu-toggle{display:block}
 .primary-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#10283f;padding:12px 20px 20px;box-shadow:0 8px 12px #061a2740;flex-direction:column;align-items:stretch;gap:0}
 .site-header{position:relative}
 .primary-nav.is-open{display:flex}
 .primary-nav a{padding:11px 6px;border-bottom:1px solid #ffffff24}
 .mobile-bottom-cta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:1100;background:#12b8a6;color:#092d30;min-height:56px;align-items:center;justify-content:center;gap:10px;font-weight:800;text-decoration:none;box-shadow:0 -3px 14px #061a2733}
 .mobile-bottom-cta span{font-size:.73rem;font-weight:500}
 body{padding-bottom:60px}
 .sitemap-group ul{columns:1}
}
@media(max-width:365px){.site-header .brand{font-size:.86rem}.header-cta{font-size:.68rem;padding:6px}.menu-toggle{width:38px;padding:7px}}